§ 5.44.120. Prohibited practices.

A pawnbroker shall not:

A.

Knowingly enter into a pawn transaction with a person under the age of eighteen years or under the influence of alcohol, any narcotic, drug, stimulant or depressant;

B.

Make any agreement requiring the personal liability of a pledgor in connection with the pawn transaction;

C.

Accept any waiver, in writing or otherwise, of any right or protection accorded a pledgor under this chapter or the Pawnbrokers Act;

D.

Fail to exercise reasonable care to protect pledged goods from loss or damage;

E.

Fail to return a pledged good to a pledgor upon payment of the full amount due to the pawnbroker on the pawn transaction. In the event a pledged good is lost or damaged while in possession of the pawnbroker, the pawnbroker shall compensate the pledgor for the reasonable value of the lost or damaged good;

F.

Make any charge for insurance in connection with a pawn transaction;

G.

Purchase or otherwise receive any item of property from which the manufacturer's name plate, serial number or identification mark has been obviously defaced, altered, covered or destroyed;

H.

Purchase or otherwise receive any item or property which the permit holder knows is not lawfully owned by the person offering the same;

I.

Enter into a pawn transaction in which the unpaid principal balance exceeds two thousand dollars; or

J.

Require that any of the proceeds of any cash loans be spent at the pawnbroker's place of business or in any other manner directed by the pawnbroker.

(Ord. 1267-85 § 12, 1985).